When marketing our courses to potential students we received feedback that many of them were interested in studying for Luminous Education Australia Face-to-Face and Online Courses or seek Recognition of Prior Learning (RPL). However, they mentioned that they were having financial difficulties, and could not afford to study or seek RPL.

As part of our efforts to assist potential students who face financial hardship, we managed to arrange a STUDY NOW, PAY LATER (SNPL) affordable study payment plan solution with ZeeFi, for potential students who are Australian Residents.

SNPL removes barriers that often stand in the way of students’ ability to enrol and pursue study. Luminous Education Australia has partnered with ZeeFi to offer Study Now Pay Later financing for all our courses, so you can focus on studying first and paying-off your course fee over time. For more information on SNPL, or to calculate your estimated monthly repayment, visit: Zeefi

Purpose – Affordable study payment plan solution, securing enrolment for student without the stress of upfront course costs.

Location – Australia wide – all states and territories.

Plan amount – The course amount plus any related fees from the Education Provider

Plan Type – Principal only, interest free.

Payment method – Students must set up a weekly/fortnightly/monthly direct debit. The approved student will provide authority to ZeeFi to pay the tuition fees to Luminous Education Australia.

Early repayment – No penalties apply if the loan is repaid earlier than expected.

Fees – that apply to your Luminous Education Australia course, plus ZeeFi establishment fees, monthly management fees, arrears fee for accounts more than 21 days overdue, and dishonour fee for each dishonoured payment.

Student Eligibility

  • Be an Australian citizen or permanent resident
  • Be 18 years or older
  • Be able to service the payment plan repayment amounts
  • Repay the plan off in designated plan timeframe
  • Single borrower only no joint applications

Documents Checklist

  • Driver’s Licence or Passport
  • Medicare Card
  • Employment Details
  • Bank Details

Please go to the following links to apply:

Study Now Pay Later Mini (SNPL/loan) 

Study Now Pay Later Mini (SNPL-M/loan) 

Payment Assist (Payment Plan)